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Losing a payment card can happen to anyone – whether due to theft, misplacement, or simple distraction. In such moments, knowing what to do next is crucial. Quick action can save your funds and protect you from unauthorized transactions. But what actually happens when you cancel your card? Are there any fees? What steps should you take to maintain security and regain full financial control? This article walks you through everything you need to know – both as an individual and as a business cardholder.

Launching your own online store is no longer just a dream for freelancers or micro-entrepreneurs – it’s a strategic move in today’s digital economy. In this guide, I’ll walk you through the process step by step, highlighting the most important economic, legal, and technological factors. If you’re wondering how to start your own online store, this article will give you a professional, well-rounded starting point.

Payment cards have become an essential tool for managing personal finances – whether in physical stores, online checkouts, mobile apps, or when traveling abroad. For many users, the difference between a Visa and a Mastercard seems purely cosmetic. In reality, however, these networks operate distinct systems, offer varying security layers, and provide different benefits. So, which card should you choose for your daily expenses and digital purchases?

A customer complaint isn’t just a sign of dissatisfaction – it’s a legal and reputational checkpoint for your business. In the fast-paced world of e-commerce, where thousands of orders are processed daily, product or service complaints are inevitable. What matters most is how they’re handled: efficiently, fairly, and within the legal timeframe. So, how long do you have to respond to a complaint? What are your responsibilities as a seller? And what happens if you miss the deadline? This article breaks it all down according to UK law and best practice in digital commerce.

In a world where customers expect speed, convenience, and flexibility, the click and collect model has become one of the most attractive fulfilment options. It combines the benefits of online shopping with time savings and greater control over delivery. For e-commerce businesses, it’s not just a way to meet customer expectations – it’s a strategy for improving margins and optimising logistics.

E-commerce offers convenience, speed, and flexibility – but it also comes with uncertainty for the buyer. That’s why European and national laws provide robust consumer protections, including the right to withdraw from a distance contract. While this seems like a straightforward consumer right, in practice it has far-reaching consequences for merchants and payment operators alike. In this article, we break down what this legal mechanism means for all parties involved in an online transaction.

A payment terminal is no longer a luxury or an optional add-on – it’s a basic business tool that directly influences customer decisions. In the age of digital transformation, cashless transactions are now the norm across the EU. In this article, we explore key trends, terminal types, cost structures, and legal obligations under EU regulations. Whether you’re running a café in Lisbon, a boutique in Berlin, or a mobile service in Milan, here’s what you should know before investing in a payment terminal in 2025.

Tap your phone. Confirm. Done. Mobile payments have become one of the fastest, most convenient ways to pay — and in Europe, their adoption is accelerating. From supermarkets and train stations to e-commerce platforms and subscription services, mobile wallets and contactless technology are redefining the checkout experience. In this article, we explore how mobile payments work, what makes them secure, and why merchants across the continent should treat them as a core part of their payment strategy.

In the digital economy, personal data is the currency of trust. The more you know about your customers, the better you can tailor your offer — but also the greater the responsibility you bear. That’s why GDPR — the General Data Protection Regulation — plays a crucial role in the daily operations of any business, from small online retailers to global e-commerce platforms. In this article, we explain what GDPR is, how it works, and why compliance isn’t just a legal requirement but a strategic advantage in customer-centric commerce.

Bank transfers are one of the most common forms of payment in both business and personal transactions. But until the funds appear in the recipient’s account, both parties may need proof that the payment has been made. That’s where the payment confirmation comes in – a simple document with powerful potential in dispute resolution, operations, and trust-building. So when should you request a payment confirmation, and how can it be used effectively in B2B and P2P contexts?