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Card Payments

Start accepting online card payments globally.

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What is Card Payments by Fenige?

Card Payments is Fenigeʼs online card acquiring solution for e-commerce and digital platforms.

Host-to-host integration

Works via hosted payment page or full API / host-to-host integration.

Credit and debit card payments

Lets you accept credit and debit card payments online, under your own brand.

PCI DSS-compliant platform

Runs on Fenigeʼs PCI DSS-compliant platform, connected directly to card schemes instead of going through large banks and extra intermediaries.

Where Card Payments fits in your stack

Use Card Payments when you need to

Online Card Payments

accept online card payments for e-commerce (one-off purchases, subscriptions, in-app payments)

Marketplaces or Platforms

power marketplaces or platforms that collect card payments on behalf of multiple merchants

PSP or Payment Aggregator

act as a PSP or payment aggregator using Fenigeʼs technology in white-label mode

Key benefits

Direct connection to VISA & Mastercard

Most acquirers route traffic through big banks. Fenige feeds operations directly into VISA and Mastercard systems, which helps reduce costs and avoid settlement issues typical for legacy setups.

Flexible integration:  gateway or API

Choose a simple redirect / hosted checkout or a server-to-server (host-to-host) connection where you fully control the UX. Both options are documented and supported by Fenige engineers during onboarding.

Proven performance

Fenigeʼs acquiring stack is built to keep payments flowing: the E-commerce solution highlights an approval rate around 85%, optimised routing and a low chargeback ratio and fees.

Global coverage & 150 currencies

Sell cross-border from day one. Card Payments is part of Fenigeʼs e-commerce stack that supports over 150 currencies, so you can charge customers in their local currency while settling to your chosen account.

Security & compliance by design

Fenige is a licensed National Payment Institution supervised by KNF, a VISA/Mastercard member, and runs PCI DSS-compliant processing with 3D Secure support. So card data and transactions are handled according to strict scheme and regulatory requirements.

How Card Payments works

1
Customer pays on your site or in your app
They choose a card as a method and enter their details on your checkout (or on Fenigeʼs hosted payment page).
2
Transaction is processed
by Fenige
Fenigeʼs gateway validates the data, runs 3D Secure where needed and sends the authorisation request directly to VISA or Mastercard, then to the issuing bank.
3
You receive a clear response and settlement
You get a real-time payment status through the API and regular settlements according to your acquiring agreement, with reporting available in Fenige tools.