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Card Payments

Start accepting online card payments globally.

What is Card Payments by Fenige?

Card Payments is Fenigeʼs online card acquiring solution for payment card processing across e-commerce and digital platforms.

Host-to-host integration

Works via hosted payment page or full API / host-to-host integration for online payment by card.

Credit and debit card payments

Lets you accept credit and debit card payments online, under your own brand.

PCI DSS-compliant platform

Runs on Fenige’s PCI DSS-compliant platform for secure online card processing, connected directly to card schemes rather than through large banks or extra intermediaries.

Where Card Payments fits in your stack

Use Card Payments when you need to

Online Card Payments

accept online card payments for e-commerce (one-off purchases, subscriptions, in-app payments)

Marketplaces or Platforms

power marketplaces or platforms that collect card payments on behalf of multiple merchants

PSP or Payment Aggregator

act as a PSP or payment aggregator using Fenigeʼs technology in white-label mode

Key benefits

Direct connection to VISA & Mastercard

Most acquirers route traffic through big banks. Fenige feeds operations directly into VISA and Mastercard card processing systems, which helps reduce costs and avoid settlement issues typical for legacy setups.

Flexible integration:  gateway or API

Choose a simple redirect / hosted checkout or a server-to-server (host-to-host) connection where you fully control the UX. Both options are documented and supported by Fenige engineers during onboarding.

Proven performance

Fenigeʼs acquiring stack is built to keep payments flowing: the E-commerce solution highlights an approval rate around 85%, optimised routing and a low chargeback ratio and fees.

Global coverage & 150 currencies

Sell cross-border from day one. Fenige’s card processing services are part of its e-commerce stack that supports over 150 currencies, so you can charge customers in their local currency while settling to your chosen account.

Security & compliance by design

Fenige is a licensed National Payment Institution supervised by KNF, a VISA/Mastercard member, and runs PCI DSS-compliant processing with 3D Secure support. So card data and payment card transactions are handled according to strict scheme and regulatory requirements.

How Card Payments works

1
Customer pays on your site or in your app
They choose a card as a method and enter their details on your checkout (or on Fenigeʼs hosted payment page).
2
Transaction is processed
by Fenige
Fenigeʼs gateway validates the data, runs 3D Secure where needed and sends the authorisation request directly to VISA or Mastercard, then to the issuing bank.
3
You receive a clear response and settlement
You get a real-time payment status through the API and regular settlements according to your acquiring agreement, with reporting available in Fenige tools.

FAQ

What are card payments?

Card payments are transactions where customers pay online using a credit or debit card. Fenige enables businesses to securely process these transactions under their own brand using modern card payment systems.

What payment cards are supported by Fenige Card Payments?

Fenige supports major schemes, including VISA and Mastercard, allowing businesses to accept credit and debit card payments globally through reliable card payment services.

Is Card Payments suitable for marketplaces and platforms?

Yes, Fenige is designed for e-commerce, marketplaces, and platforms that need solutions similar to what leading card processing companies offer for multiple merchants or users.

How are payment card payments processed securely?

Payments are processed on Fenige’s PCI DSS-compliant platform with direct connections to card schemes and support for 3D Secure, enabling safe payment to card online for businesses and customers alike.

Can I integrate Card Payments via API?

Yes, Fenige offers hosted payment pages and full API / host-to-host integration, giving businesses flexibility in how card payments are implemented.

Reliable Payment Card Processing for Businesses

Card Payments by Fenige is designed for businesses that need stable, scalable, and transparent card payments without relying on legacy banking infrastructure.
The platform enables companies to process payment card transactions directly through card schemes, reducing operational complexity and improving approval rates across markets.
By supporting multiple integration models and currencies, Fenige allows businesses to manage payment card payments efficiently while maintaining full control over settlement, reporting, and user experience.
This makes Card Payments suitable not only for e-commerce merchants, but also for platforms, marketplaces, and payment service providers that require reliable payment card processing at scale.

Want a cleaner, more efficient way to accept card payments online?

Let’s Talk