Payment Facilitators
Build and scale your PayFac business on top of a licensed, scheme-connected platform.
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What is the “Payment Facilitators” solution?
This solution is designed for PayFacs, PSPs, and companies aggregating payments from multiple sub-merchants that need a technology partner — not just another retail payment gateway.
White-label
is a white-label payment page which perfectly embeds into any website or mobile app with your logo and personalized background.
Commercial ownership
You retain commercial ownership and control the merchant relationship.
Scheme connectivity
Fenige provides scheme connectivity and card network access.
Licensing and processing stack
included, removing the burden of building and maintaining core infrastructure.
Who is it for?
Payment Facilitators & ISOs
aggregating many small and mid-size merchants
Service providers
that want to offer payments under their own brand
Fintechs and e-wallets
that need scheme-connected rails without becoming full acquirers themselves
Key benefits for payment facilitators
Built for PSPs and aggregators
Online Payments is explicitly positioned as “perfect for PSP, companies aggregating payments and e-commerce”, and the API is designed around PSP → merchant → terminal hierarchy.
Direct scheme connections and EU license
Fenige runs its own processing platform, is a PCI-DSS-certified European Payment Institution under KNF supervision, and is directly connected / principal member to major schemes (Mastercard, Visa).
Multi-currency and cross-border from day one
Fenige supports over 150 currencies and is positioned as a specialist in cross-border acquiring – important when your merchants sell internationally.
API-first, white-label approach
Partners work with flexible APIs and Developer Zone docs; Fenige’s tech is used white-label by other PSPs and payment organizations, not just direct merchants.
How it fits into a PayFac model
You act as the merchant aggregator
In Fenige’s system, you’re registered as PSP / partner, while your merchants run their businesses under your umbrella.
Your merchants run payments via Fenige rails
Their e-commerce transactions go through Fenige’s acquiring infrastructure, exposed to them via your platform.
Fenige handles scheme settlement & compliance
Fenige settles with card schemes, operates the processing platform and maintains PCI DSS, KNF and scheme obligations; you focus on merchant onboarding, pricing and UX.
You manage merchants and data centrally
Using Fenige’s tools and data feeds, you can monitor volumes, analyze performance and tune your own commercial model.
Building or scaling a payment facilitator model and need the right acquiring rails?
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