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  • Is a phone transfer safe? BLIK and security

    Is a phone transfer really safe? The BLIK system, which enables such transactions, is gaining importance in Poland. However, as its popularity increases, questions arise about the safety of this solution. We will try to dispel any doubts that may arise. Is a phone transfer safe? As this payment method becomes more popular, the question arises whether a transfer to a phone is safe? This type of transactions, carried out using the BLIK system, are considered a very safe solution. This is due to several factors such as: the need to authorize transactions in the bank's mobile application; use of one-time BLIK codes; use of tokenization technology; introduction of limits by banks. However, it is important that users themselves follow basic security rules, such as not disclosing BLIK codes to third parties or regularly monitoring transaction history. Although the system has a number of safeguards, caution and vigilance on the part of users are important to minimize the risk of unauthorized transactions. Transfers to your phone provide convenience and speed, but safety also depends on the responsible use of this service. BLIK system security As mentioned earlier, the BLIK system has a number of safeguards designed to protect users against unauthorized transactions. One of them is the need to confirm each transaction in the bank's mobile application. In addition, BLIK uses tokenization technology, which replaces sensitive data, such as the card number, with a unique string of characters. Thanks to this, even if such sensitive information is intercepted, it will be of no value to a potential criminal. So, is a phone transfer safe? This is certainly one of the most reliable ways to transfer money. However, this does not mean that fraudsters will not try to bypass security. Here the "weakest link" is man. Fraud protection Although the BLIK system is considered safe, this does not mean that it is completely immune to fraud attempts. Criminals may try to extort BLIK codes from users by impersonating bank employees or other trusted institutions. That is why it is so important to be vigilant and careful when using telephone transfers. You should not provide BLIK codes to third parties, even if they pretend to be employees of a banking institution. It is also worth setting transaction limits and regularly checking the history of operations in the banking application. Methods used by fraudsters Fraudsters use various methods to obtain the BLIK code and, consequently, steal money from the victim's account. One of the most popular is the "online friend" scam. The criminal hacks into a social media account and, impersonating the owner, sends messages to his friends asking for an urgent loan, explaining the sudden need, e.g. lack of cash for shopping or paying a bill. The fraudster asks for the BLIK code, promising a quick refund. Another method is for a criminal to pose as a seller or customer service employee on e-commerce platforms. The fraudster sends a link to a fake website where you can supposedly order a courier or collect payment for the sold item, but in fact he extorts data and money. Criminals also impersonate loved ones, claiming that they have lost their wallet or phone and urgently need cash. Therefore, you should always be vigilant and personally verify whether the request to send the BLIK code actually comes from the person the interlocutor claims to be. How does the BLIK system work? BLIK is a Polish mobile payment system that was launched in 2015. It is based on cooperation between banks and Polski Standard Płatności. To use BLIK, all you need to do is have your bank's mobile application and be a smartphone user. BLIK transactions involve generating a one-time 6-digit code that is used to authorize payments. This code is valid for 2 minutes and can be used for payments in online and stationary stores and for ATM withdrawals. What is worth knowing about the security of phone transfers? Transfers to your phone using the BLIK system are a convenient and safe solution. Thanks to the security measures used, such as one-time codes and tokenization, the risk of unauthorized transactions is minimized. However, even the best security measures cannot replace common sense and caution of users. Following basic security rules, such as not sharing BLIK codes or regularly monitoring transactions, will allow you to fully benefit from the benefits of transfers to your phone.

  • How to change your phone number in BLIK?

    Changing your phone number in the BLIK service is a process that requires several simple steps. How to change your BLIK phone number to continue using convenient mobile payments? The following article presents the necessary information regarding updating data in the banking application. We explain how to change your phone number in BLIK The ability to switch to a new operator and "take" your existing phone number with you is a very convenient solution. Various services are associated with it - including BLIK. But what should we do when we receive a new number for various reasons? How to change your phone number in BLIK? You definitely need to inform your bank about this. Therefore, to change your phone number in the BLIK service, you must register a new number in the bank's mobile application. To do this, you need to log in to the application and go to the BLIK settings section. Then select the "Change phone number" or similar option, depending on the bank. After entering a new phone number, you must confirm it. This is usually done by entering an SMS code that is sent to the provided number. After positive verification, the new phone number is linked to the bank account and the BLIK service. If the mobile application does not provide this option, it is worth logging in to online banking or calling the bank's hotline. There, the user will be properly directed and will receive all the necessary information. Deregistering your old phone number It is important to remember to deregister your old phone number from the BLIK service. This process is automatic and takes place when you register a new number in the bank's mobile application. Thanks to this, the old number will no longer be associated with the bank account and will not be able to receive BLIK transfers. Data update in the BLIK mobile transfer service Knowing how to change the BLIK phone number is useful when the user uses the phone transfer service. This is a function that allows you to transfer funds between BLIK users, knowing only their phone number. To update your number in this BLIK service, you must find the appropriate settings after logging in to the banking application. Depending on the bank, they may be located in the BLIK or transfers section. Then you need to select the edit phone number option and enter a new number at which BLIK transfers are to be received. Verification of new phone number After entering a new phone number in the BLIK phone transfer service, it must be verified. As in the case of registering a number in the BLIK service itself, confirmation is done via an SMS code. After entering the received code, the new number is associated with the service. Receiving BLIK transfers to a new phone number After successfully updating your phone number in the BLIK service and transferring to your BLIK phone, you can receive transfers to the new number. Funds transferred by other BLIK users will be transferred to the bank account associated with the new phone number. That is why it is so important to make sure that your data is updated in places such as your bank when making such changes. It is worth remembering that changing the phone number in BLIK does not affect the history of previous transactions. Transfers received to the old number will remain visible in your bank account history. Telling your friends about your phone number change In order for friends and family to be able to make BLIK transfers to the new phone number, it is necessary to inform them about the change. It is worth providing them with an updated number where they can receive BLIK transfers. This will help you avoid mistakes and loss of funds sent to an old, inactive number. It may be assigned to another person, and in the event of such a mistake, the money cannot be recovered. How to change your phone number in BLIK? Important information Changing your phone number in the BLIK service is a simple process that requires only a few steps in the bank's mobile application. How to change your blik phone number? All you need to do is register a new number in the BLIK service and update it in the BLIK phone transfer function. After verifying the new number, you can receive transfers from other users. Be sure to tell your friends about your number change so they can send funds to the current number associated with your bank account.

  • Instant transfer – what is it and how to make it? Will it arrive on the weekend?

    An instant transfer on the weekend is a perfect solution when time is of the essence. Thanks to it, it is possible to instantly transfer funds to the recipient's account, even on non-working days. Let's check what this service is and how to use it. What is an instant transfer? An instant transfer is a modern form of transfer that allows you to quickly transfer money from the sender's account to the recipient's account. Unlike traditional transfers, the order is processed in real time, so the funds reach the recipient within a few minutes. The service is available 24 hours a day, 7 days a week, 365 days a year. This means that we can easily use an instant transfer on weekends and on holidays. This is especially useful in emergency situations requiring urgent transfer of money. In Poland, instant transfers are carried out in two systems - Express Elixir and BlueCash. The National Clearing House (KIR) supervises their correct and safe conduct. It is worth remembering that not all branches offer this service, so before ordering a transfer, make sure that your bank and the recipient's bank participate in this system. How to make an instant transfer on the weekend? Ordering an instant transfer on the weekend is very simple and works similarly to a regular transfer. Just log in to online banking or your bank's mobile application and select the appropriate option. Then complete the standard transfer form, providing the recipient's details, account number, amount and transfer title. It is important to select the immediate transfer option (Express Elixir or BlueCash). After verifying the correctness of the data, simply confirm the transaction. The funds will be transferred to the recipient's account within a few moments. However, please remember that instant transfers are subject to amount limits set by a given bank. Most often, the maximum amount of a single transaction is PLN 5,000, and the daily limit is PLN 10,000. However, before performing such an operation, you must check it at your bank branch. Will the instant transfer arrive on the weekend? One of the main advantages of instant transfers is their availability 7 days a week, including weekends and holidays. This means that when ordering an express transfer on Saturday or Sunday, we can be sure that the money will reach the recipient immediately. However, this is an additionally paid service - the cost of such a transaction does not exceed PLN 5. Traditional transfers made in the Elixir system are not processed on holidays because the system only works on business days during certain hours. Transfers ordered after business hours or on the weekend will be processed by the next business day. However, in the case of Express Elixir and BlueCash instant transfers, transactions are carried out 24/7/365, excluding the Elixir system session schedule. Thanks to the automation of the process, the money reaches the recipient even in a dozen or so seconds, regardless of the day and time. Alternative ways to make a quick transfer on the weekend In addition to the Express Elixir and BlueCash systems, there are also other methods for express transfer of funds on the weekend. One of them is transfers to a BLIK phone number. This innovative service allows for instant transfers between BLIK system users without the need to provide the account number. Just enter the recipient's phone number, amount and confirm the transaction in the mobile application. The money reaches the recipient within a few minutes. Another solution are transfers made via online payment systems such as PayPal or Revolut. Transactions between users of these platforms are lightning fast, even on holidays. An additional advantage is the ability to conveniently transfer money abroad. Is it worth using instant transfers on the weekend? Instant transfer on weekends and non-working days is a modern and convenient form of transfer that allows funds to be transferred expressly to the recipient's account. Execution of such an order is simple and is similar to that of a regular transfer. Just select the appropriate option in electronic banking, complete the form and confirm the transaction. The money will reach the recipient within a few seconds. This solution works well when we are in a tight situation and time is of the essence. It is worth remembering that not all banks offer the instant transfer service, so before ordering a transaction, make sure that your bank and the recipient's bank participate in the Express Elixir or BlueCash system. These transfers are also subject to amount limits set by a given bank.

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  • Financial Analyst

    < Back Financial Analyst Apply Now Warshawa, Polska Job Type Hubrid About the Role This is placeholder text. To change this content, double-click on the element and click Change Content. Want to view and manage all your collections? Click on the Content Manager button in the Add panel on the left. Here, you can make changes to your content, add new fields, create dynamic pages and more. Your collection is already set up for you with fields and content. Add your own content or import it from a CSV file. Add fields for any type of content you want to display, such as rich text, images, and videos. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Requirements This is placeholder text. To change this content, double-click on the element and click Change Content. To manage all your collections, click on the Content Manager button in the Add panel on the left. This is placeholder text. To change this content, double-click on the element and click Change Content. To manage all your collections, click on the Content Manager button in the Add panel on the left. This is placeholder text. To change this content, double-click on the element and click Change Content. To manage all your collections, click on the Content Manager button in the Add panel on the left. This is placeholder text. To change this content, double-click on the element and click Change Content. To manage all your collections, click on the Content Manager button in the Add panel on the left. About the Company This is placeholder text. To change this content, double-click on the element and click Change Content. Want to view and manage all your collections? Click on the Content Manager button in the Add panel on the left. Here, you can make changes to your content, add new fields, create dynamic pages and more. You can create as many collections as you need. Your collection is already set up for you with fields and content. Add your own, or import content from a CSV file. Add fields for any type of content you want to display, such as rich text, images, videos and more. You can also collect and store information from your site visitors using input elements like custom forms and fields. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Preview your site to check that all your elements are displaying content from the right collection fields. Apply Now

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Quick & Easy Start Fully customized flexible and easy to use API supported openDevZone Product Matrix Product matrix of e-comm combined with unique pay out, card-2-card (peer-to-peer, money transfer) soon: BLIK&A2A (open banking) Security Fenige is fully licensed and certified company: VISA/Mastercard member, with KNF licence, member of PL Acquirers Group in Polish Banking Association Personal Advisory Personalized and customized dedicated Account Manager with 360 degree support from onboarding through daily operations About Online Payment Online payments have become more convenient and secure with the rise of payment gateways, APIs, and services. These payment methods allow online merchants and businesses to integrate payment solutions into their websites in order to make fast and secure payments. Payment gateways, APIs, and services such as Paypal, Credit Card and Bank Transfer are some of the most popular payment options used by online merchants. Payment gateways provide a secure platform for providers to accept payments from customers. The payment gateway will then transfer the payment to the merchant’s bank account. Payment gateways also allow card to card transfer and provide integration to platform like Visa and Mastercard. Businesses can also integrate their checkout page with payment gateways to offer customers a variety of payment options such as credit and debit cards, bank transfers, and other payment services. Transactions are processed quickly and securely through the payment gateway, giving customers peace of mind that their payments are safe. Payment gateways also provide payouts to online merchants, allowing them to receive payments from customers in a timely manner. This helps businesses streamline their operations and improve efficiency. In conclusion, payment gateways, APIs, and services provide a secure and convenient way for online merchants to accept payments from customers. This allows businesses to offer their customers a variety of payment options, streamline their operations, and make fast and secure payments. Contact us Why should you choose Fenige’s online payments? 1. Enhanced Security: A Top Priority Security is paramount in the world of online transactions. Fenige's robust security measures, including advanced encryption and compliance with PCI DSS standards, ensure that every transaction is protected against potential threats. Our commitment to safeguarding your financial data offers peace of mind in an era where cyber threats are increasingly sophisticated. ​ 2. User-Centric Design: Simplifying Transactions At Fenige, we understand the importance of a seamless user experience. Our intuitive interface is designed to make online payments quick and effortless. 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Fenige is a payment gateway provider that offers a secure, easy-to-use, and cost-effective solution for e-commerce stores and mobile app developers. With Fenige, merchants can accept payments from customers using any type of payment method, including credit cards, debit cards, e-wallets, and more. Fenige offers a number of advantages for mobile app owners or e-commerce solution creators. Firstly, Fenige provides merchants with a secure and reliable platform for accepting payments. All transactions are encrypted and secure, which means that customers can be confident their information will remain safe. Secondly, Fenige offers a wide range of payment options, which makes it easier for customers to pay. Customers can choose from a variety of payment options, making it easier to complete transactions. Our products Card to Card Transfer Innovative technology that allows to send money between cards instantly anywhere in the world. No SWIFT or bank account number needed! Read more Payouts on Card Quick money transfers to debit or credit cards in 155 major currencies. Lower the costs, save time and increase the end-user satisfaction. Read more Card Processing & 3D Secure Complete system for card payment processing based on Fenige API. No need to build your own stack or get necessary certifications. Read more Contact us Contact us to learn about the entire wide range of our products and services First Name Email Send Thanks for submitting!

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