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Payment Gateway tailored for ambitious startups and established enterprises alike. Offering top-tier security and effortless integration. It consolidates various payment methods, including E-commerce and Card-to-Card payments, through such channels like Bank Cards (Visa/Mastercard), BLIK, Open Banking, Google Pay, and Apple Pay. It targets merchants with limited IT resources offering them a cost-effective alternative to direct API implementations and PCI DSS certification.

Quick & Easy Start

Fully customized flexible and easy to use API supported openDevZone

Product Matrix

Product matrix of e-comm combined with unique pay out, card-2-card (peer-to-peer, money transfer) soon: BLIK&A2A (open banking)


Fenige is fully licensed and certified company: VISA/Mastercard member, with KNF licence, member of PL Acquirers Group in Polish Banking Association

Personal Advisory

Personalized and customized dedicated Account Manager with 360 degree support from onboarding through daily operations

About PaymentHub

PaymentHub Gateway maintains existing transaction and settlement protocols as utilized in Ecommerce and Card2Card processes, providing a more convenient and secure technological framework for merchants to initiate and perform their transactions in web and mobile applications. Product implies in its business model the Value Proposition Enhancement and Platform Ecosystem Expansion tactics, using its easy to integrate interfaces, which determine to grow the merchant’s database and amount of monthly transactions on Fenige platform.

Key functionalities:

  1. Integration with the VISA system – integration with the API provided by the VISA system enabling ecommerce transactions to VISA payment cards.

  2. Integration with the Mastercard system - integration with the API provided by the Mastercard system enabling ecommerce transactions to Mastercard payment cards.

  3. Integration with Apple Pay and Google Pay using tokenised transactions provides more secure, convenient and familiar to cardholders way to perform transactions.

  4. Integration with the BLIK system - - integration with the API provided by PSP enabling the execution of funding transactions.

  5. Transaction monitoring system – an internal system enabling the analysis of transactions in terms of fraud risk and transaction limits assigned to individual payment cards or individual Merchants.

  6. Integration with the Fenige administration panel – a system that allows you to view transaction details and manage transactions.

How we can support your business?

Use cases:

1. E-commerce Sales: Merchants operating online stores can use Paytool to offer customers a variety of payment methods, such as bank cards (Visa/Mastercard), BLIK, and digital wallets like Google Pay and Apple Pay. This can help increase conversion rates by providing customers with their preferred payment options.


2. Mobile App Transactions: For merchants with mobile applications selling goods or services, integrating Paytool allows for a seamless payment experience within the app, utilizing the same wide range of payment options.


3. Subscription-Based Services: Businesses that offer subscription services can use Paytool for recurring payments, ensuring a smooth, automated billing process that supports various payment methods.


4. Marketplaces: Online marketplaces that host multiple sellers can integrate Paytool to manage transactions across various merchants, providing a consistent and secure payment experience for buyers.


5. Small Retailers: Small businesses without the capacity or budget for in-house payment processing solutions or PCI DSS certification can leverage Paytool for a secure, compliant, and cost-effective payment gateway.


6. Service Providers: Professionals and service providers (like consultants, freelancers, or health services) that require a simple, secure way to accept payments online or through mobile apps can use Paytool to facilitate these transactions.

International Sales: Merchants looking to expand their customer base internationally can utilize Paytool's support for major payment methods, making it easier for customers from different countries to make purchases.

7. Physical Retailers Moving Online: Brick-and-mortar stores that are transitioning to online sales or wish to offer an online payment option for pickup orders can use Paytool to quickly establish a secure online payment system.

Event Ticketing and Registrations: Organizers of events, workshops, or courses that need to accept payments for registrations or ticket sales can use Paytool to manage these transactions smoothly, offering participants a variety of payment options.

Our products

Card to Card Transfer

Card to Card Transfer

Innovative technology that allows to send money between cards instantly anywhere in the world. No SWIFT or bank account number needed!

Payouts on Card

Payouts on Card

Quick money transfers to debit

or credit cards in 150 major currencies. Lower the costs, save time and increase the end-user satisfaction.

Online Payments

Online Payments

Payment gate. API and service for accepting card payments. Direct plug into Visa & Mastercard systems guarantees lowest fees.

Contact us

Contact us to learn about the entire wide range of our products and services

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