Interchange fees

Amount of Interchange fee for payment by cards issued by Mastercard and VISA organizations

We would like to inform you that on 29 April 2019 the European Commission issued a statement of the reduction of the interchange fee by Mastercard and VISA payment organizations for transactions made:

  • by debit cards and credit cards issued to individual customers by financial institutions based outside the territory of the European Economic Area (e.g. USA),
  • at merchants whose registered office is located on the territory of the European Economic Area.

Mastercard and VISA payment organizations have declared a reduction of the interchange fee for  domestic and intra card transactions in e-commerce service to the level of:

  • 0.20% of the transaction value for individual debit cards,
  • 0.30% of the transaction value for individual credit cards.

The fees are applicable to Mastercard, Maestro, Visa, Visa Electron and V-PAY cards. The change of the above Interchange rates has been in force as from 19 October 2019.

The up-to-date amount of the Interchange fee for card payments is available on payment organizations’ sites at the following links:

  1. Mastercard – https://www.mastercard.co.uk/en-gb/about-mastercard/what-we-do/interchange.html
  2. VISA – https://www.visa.co.uk/about-visa/visa-in-europe/fees-and-interchange.html

Fenige sp. z o.o., seated in Warsaw, Promienna 10 street, 03-672 Warsaw, registered in the District Court, 12th Commercial Department of the National Court Register, under number: 0000461471, NIP (tax ID) 118-209-20-36, REGON (National Business Registry number) 146693435, the share capital of which is PLN 962 500.

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